The family budget calculator from EPI calculates how much money a family needs to maintain a modest but decent living level. She claims that many people spend their money without thinking about it, but you get to pick how to use that money to work for you. For example, you might set aside specific cash amounts or percentages of your combined monthly income for various expenses such as food and saving, investing, and debt repayment.Īngela Moore, a certified financial planner in Orlando, says, "Your budget is simply a tool for empowering yourself". A family budget is a plan for your household's incoming and outgoing funds over a specific time period, such as a month or year. Understanding what a family budget is and the fundamentals of the family budget, the family budget, is a plan for your household's incoming and outgoing funds over a specific time period, such as a month or year.
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